With the economy suffering due to the COVID-19 pandemic, millions of people are forced to file for unemployment as they are laid off or furloughed. At the same time, others may be unable to work for reasons other than the situation our country is dealing with — such as injury or disability. Scenarios like this are where GAR Disability Advocates can help workers receive the benefits they are entitled to.

One thing to keep in mind, however, is that SSDI and unemployment have a complicated relationship with each other. Read on and watch this brief video to learn more about how these two types of benefits affect each other.

Will Unemployment Impact My SSDI Qualifications?

Just because you are receiving unemployment benefits, it does not mean that you will be unable to qualify for SSDI. It does, however, make the process a bit more challenging. When going through the process of applying for SSDI, the examiners will be looking to see if you qualify for, or are currently receiving, unemployment benefits. That is because each benefit essentially says two different things about your working status.

What Sets SSDI Apart From Unemployment?

When you are applying for SSDI benefits, it is typically implied that you are unable to work in any capacity due to an injury or disability you may have suffered. When an examiner sees that you are currently receiving unemployment benefits, however, that says to them that you have the means of working and are actively looking for employment opportunities. As you can see, these two ideas contradict each other, making the chances of receiving both benefits slim.

Is There Any Way I Can Still Qualify For SSDI?

It’s seldom, but there are some cases where you could end up receiving SSDI while collecting unemployment. For example, if you can amend your disability onset date to the day after receiving your last unemployment check, you can end up collecting SSDI. There are a few other scenarios where it is possible to qualify while on unemployment, and GAR Disability Advocates will help you win your benefits in similar situations.

If you would like to learn more about how GAR Disability Advocates can help you obtain the benefits that will help you through difficult times, contact us today for a free evaluation.